body {
    font-family: 'Inter', sans-serif;
}

h1, h2, h3, h4, h5 {
    font-family: 'Space Grotesk', sans-serif;
}
body {
   font-family: 'Space Grotesk', sans-serif;
    background: #0f2027;
    overflow-x: hidden;
}

.bg-animation {
    position: fixed;
    width: 100%;
    height: 100%;
    top: 0;
    left: 0;
    z-index: -1;
    overflow: hidden;
}

.bg-animation span {
    position: absolute;
    display: block;
    width: 20px;
    height: 20px;
    background: rgba(0, 255, 204, 0.2);
    animation: float 20s linear infinite;
    bottom: -150px;
    border-radius: 50%;
}

/* Different Positions */
.bg-animation span:nth-child(1) { left: 10%; animation-duration: 18s; }
.bg-animation span:nth-child(2) { left: 30%; animation-duration: 25s; width: 25px; height: 25px; }
.bg-animation span:nth-child(3) { left: 50%; animation-duration: 22s; }
.bg-animation span:nth-child(4) { left: 70%; animation-duration: 28s; width: 15px; height: 15px; }
.bg-animation span:nth-child(5) { left: 90%; animation-duration: 20s; }

@keyframes float {
    0% {
        transform: translateY(0) rotate(0deg);
        opacity: 0;
    }
    10% {
        opacity: 1;
    }
    100% {
        transform: translateY(-1000px) rotate(720deg);
        opacity: 0;
    }
}
/* Navbar Background - White Professional */
.emi-navbar {
    background: #ffffff;
    padding: 15px 0;
    transition: all 0.4s ease;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
}

/* Optional subtle bottom border */
.emi-navbar {
    border-bottom: 1px solid #f1f1f1;
}

/* Glass Effect (lighter for white bg) */
.navbar-area.sticky-top {
    backdrop-filter: blur(6px);
}

/* Logo */
.logo-img {
    height: 55px;
    transition: 0.3s;
}

.logo-img:hover {
    transform: scale(1.05);
}

/* Nav Links */
.emi-nav-links .nav-link {
    color: #222;
    font-weight: 500;
    margin: 0 5px;
    position: relative;
    transition: 0.3s;
    font-size: 14px;
}

/* Hover Underline Animation */
.emi-nav-links .nav-link::after {
    content: "";
    position: absolute;
    width: 0%;
    height: 2px;
    left: 0;
    bottom: -5px;
    background: #0d6efd; /* Primary Blue */
    transition: 0.4s ease;
}

.emi-nav-links .nav-link:hover::after,
.emi-nav-links .nav-link.active::after {
    width: 100%;
}

.emi-nav-links .nav-link:hover {
    color: #0d6efd;
}

/* CTA Button */
.apply-btn {
    background: linear-gradient(45deg, #0d6efd, #3a8dff);
    color: #fff;
    padding: 10px 26px;
    border-radius: 30px;
    font-weight: 600;
    text-decoration: none;
    transition: 0.4s;
    box-shadow: 0 5px 15px rgba(13, 110, 253, 0.25);
}

.apply-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 20px rgba(13, 110, 253, 0.35);
}

/* Mobile Toggle */
.custom-toggler {
    border: none;
}

.navbar-toggler-icon {
    filter: none;
}

/* Responsive */
@media (max-width: 991px) {
    .emi-navbar {
        padding: 10px 0;
    }

    .emi-nav-links .nav-link {
        margin: 10px 0;
    }

    .emi-cta {
        display: none !important;
    }
}
/* Hero Section */
/* ================================ */
/* FINAL PREMIUM FINTECH HERO      */
/* ================================ */

.hero-section {
    position: relative;
    background: #0b1220;
    padding: 150px 0px 80px 0px;
    overflow: hidden;
    color: #fff;
}

/* Moving Light Beam */
.hero-light {
    position: absolute;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(13,110,253,0.3), transparent 70%);
    top: -200px;
    left: -200px;
    animation: moveLight 12s linear infinite alternate;
}

@keyframes moveLight {
    0% { transform: translate(0,0); }
    100% { transform: translate(200px,150px); }
}

/* Background subtle grid */
.hero-section::after {
    content: "";
    position: absolute;
    width: 100%;
    height: 100%;
    background-image:
        linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
    background-size: 40px 40px;
    top: 0;
    left: 0;
    z-index: 0;
}

/* Content layer */
.hero-content {
    position: relative;
    z-index: 2;
}

/* Badge */
.hero-badge {
    display: inline-block;
    padding: 6px 14px;
    background: rgba(255,255,255,0.1);
    border-radius: 20px;
    font-size: 14px;
    margin-bottom: 20px;
}

/* Title */
.hero-title {
    font-size: 56px;
    font-weight: 700;
    line-height: 1.2;
}

.hero-title span {
    display: block;
    font-size: 24px;
    background: linear-gradient(90deg, #0d6efd, #00d084);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    margin-top: 10px;
}

/* Text */
.hero-text {
    margin-top: 25px;
    font-size: 18px;
    color: #cbd5e1;
    max-width: 520px;
}

/* Buttons */
.hero-buttons {
    margin-top: 35px;
}

.hero-btn-primary {
    background: linear-gradient(90deg, #f7931e, #ffb347);
    color: #fff;
    padding: 14px 34px;
    border-radius: 8px;
    font-weight: 600;
    border: none;
    transition: 0.3s ease;
    box-shadow: 0 5px 20px rgba(247,147,30,0.4);
    display: inline-block;
}

.hero-btn-primary:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 25px rgba(247,147,30,0.6);
}

.hero-btn-secondary {
    margin-left: 15px;
    padding: 14px 34px;
    border-radius: 8px;
    font-weight: 600;
    border: 1px solid rgba(255,255,255,0.4);
    color: #fff;
    background: transparent;
    transition: 0.3s ease;
    display: inline-block;
}

.hero-btn-secondary:hover {
    background: rgba(255,255,255,0.1);
}

/* Stats */
.hero-stats {
    margin-top: 45px;
    display: flex;
    gap: 40px;
}

.hero-stats h4 {
    font-size: 26px;
    margin-bottom: 5px;
}

.hero-stats span {
    font-size: 14px;
    color: #94a3b8;
}

/* Floating Image */
.hero-visual img {
    max-width: 450px;
    animation: floatImage 6s ease-in-out infinite;
}

@keyframes floatImage {
    0% { transform: translateY(0px); }
    50% { transform: translateY(-25px); }
    100% { transform: translateY(0px); }
}

/* Responsive */
@media (max-width: 991px) {
    .hero-section {
        padding: 100px 0;
        text-align: center;
    }

    .hero-title {
        font-size: 36px;
    }

    .hero-btn-secondary {
        margin-left: 0;
        margin-top: 15px;
        display: inline-block;
    }

    .hero-stats {
        justify-content: center;
    }

    .hero-visual img {
        margin-top: 40px;
        max-width: 280px;
    }
}
/* =============================== */
/* ABOUT SECTION - INSTANTPAYLOAN */
/* =============================== */

.about-section {
    padding: 120px 0;
    background: #f8fbff;
    position: relative;
}

/* Decorative Background Shape */
/* .about-section::before {
    content: "";
    position: absolute;
    width: 300px;
    height: 300px;
    background: #eaf3ff;
    border-radius: 50%;
    top: -100px;
    right: -100px;
    z-index: 0;
} */

.about-section .container {
    position: relative;
    z-index: 2;
}

/* Image */
.about-image img {
    max-width: 100%;
    border-radius: 20px;
    box-shadow: 0 15px 40px rgba(0,0,0,0.1);
}

/* Tag */
.about-tag {
    display: inline-block;
    background: #eaf3ff;
    color: #0b3c8a;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 14px;
    margin-bottom: 20px;
    font-weight: 500;
}

/* Title */
.about-title {
    font-size: 40px;
    font-weight: 700;
    color: #0b3c8a;
    line-height: 1.3;
}

.about-title span {
    color: #0f6b3c;
}

/* Text */
.about-text {
    margin-top: 20px;
    font-size: 17px;
    color: #555;
    line-height: 1.7;
}

/* Features */
.about-features {
    margin-top: 30px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 15px;
}

.feature-item {
    background: #ffffff;
    padding: 12px 18px;
    border-left: 4px solid #f7931e;
    border-radius: 6px;
    font-weight: 500;
    box-shadow: 0 5px 15px rgba(0,0,0,0.05);
}

/* Responsive */
@media (max-width: 991px) {

    .about-section {
        text-align: center;
        padding: 80px 0;
    }

    .about-title {
        font-size: 28px;
    }

    .about-features {
        grid-template-columns: 1fr;
    }

    .about-image {
        margin-bottom: 40px;
    }
}
/* ============================= */
/* HOW IT WORKS SECTION         */
/* ============================= */

.how-section {
    padding: 120px 0;
    background: #f8fbff;
}

/* Section Header */
.section-tag {
    display: inline-block;
    background: #eaf3ff;
    color: #0b3c8a;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 14px;
    margin-bottom: 15px;
}

.section-title {
    font-size: 40px;
    font-weight: 700;
    color: #0b3c8a;
}

.section-subtitle {
    margin-top: 10px;
    color: #555;
}

/* Cards */
.how-card {
    background: #ffffff;
    padding: 40px 25px;
    border-radius: 12px;
    text-align: center;
    position: relative;
    transition: 0.3s ease;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
}

.how-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

/* Step Number */
.step-number {
    position: absolute;
    top: 15px;
    right: 20px;
    font-size: 18px;
    font-weight: 700;
    color: #f7931e;
}

/* Icon */
.how-icon {
    font-size: 40px;
    margin-bottom: 20px;
}

/* Title */
.how-card h5 {
    font-weight: 600;
    color: #0f6b3c;
    margin-bottom: 15px;
}

/* Text */
.how-card p {
    font-size: 15px;
    color: #666;
}

/* Responsive */
@media (max-width: 991px) {
    .section-title {
        font-size: 28px;
    }

    .how-card {
        margin-bottom: 30px;
    }
}
/* ============================= */
/* WHY CHOOSE US SECTION        */
/* ============================= */

.why-section {
    padding: 120px 0;
    background: #ffffff;
}

/* Header */
.section-tag {
    display: inline-block;
    background: #eaf3ff;
    color: #0b3c8a;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 14px;
    margin-bottom: 15px;
}

.section-title {
    font-size: 40px;
    font-weight: 700;
    color: #0b3c8a;
}

.section-subtitle {
    margin-top: 10px;
    color: #555;
}

/* Cards */
.why-card {
    background: #f8fbff;
    padding: 35px 25px;
    border-radius: 12px;
    text-align: center;
    transition: 0.3s ease;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
    height: 100%;
}

.why-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

/* Icon */
.why-icon {
    font-size: 40px;
    margin-bottom: 20px;
    color: #f7931e;
}

/* Title */
.why-card h5 {
    font-weight: 600;
    color: #0f6b3c;
    margin-bottom: 15px;
}

/* Text */
.why-card p {
    font-size: 15px;
    color: #666;
}

/* Responsive */
@media (max-width: 991px) {
    .section-title {
        font-size: 28px;
    }

    .why-card {
        margin-bottom: 30px;
    }
}
/* ===================================== */
/* FEATURES & BENEFITS SECTION          */
/* ===================================== */

.features-section {
    padding: 120px 0;
    background: linear-gradient(180deg, #ffffff 0%, #f4f9ff 100%);
}

/* Section Header */
.section-tag {
    display: inline-block;
    background: #eaf3ff;
    color: #0b3c8a;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 14px;
    font-weight: 500;
}

.section-title {
    font-size: 42px;
    font-weight: 700;
    color: #0b3c8a;
    margin-top: 15px;
}

.section-title span {
    color: #0f6b3c;
}

.section-subtitle {
    margin-top: 15px;
    color: #555;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

/* Feature Card */
.feature-card {
    background: #ffffff;
    padding: 40px 30px;
    border-radius: 16px;
    text-align: center;
    transition: all 0.4s ease;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
    position: relative;
    overflow: hidden;
}

/* Gradient Border Animation */
.feature-card::before {
    content: "";
    position: absolute;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, #0b3c8a, #0f6b3c, #f7931e);
    top: 0;
    left: 0;
    transition: height 0.4s ease;
}

.feature-card:hover::before {
    height: 100%;
    opacity: 0.05;
}

/* Icon Box */
.icon-box {
    width: 70px;
    height: 70px;
    margin: 0 auto 20px;
    background: linear-gradient(135deg, #0b3c8a, #0f6b3c);
    color: #fff;
    font-size: 28px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    transition: 0.4s ease;
}

.feature-card:hover .icon-box {
    transform: scale(1.1);
    background: linear-gradient(135deg, #f7931e, #ffb347);
}

/* Text */
.feature-card h4 {
    font-size: 20px;
    font-weight: 600;
    color: #0b3c8a;
    margin-bottom: 10px;
}

.feature-card p {
    font-size: 15px;
    color: #555;
}

/* Hover Effect */
.feature-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

/* Responsive */
@media (max-width: 991px) {
    .section-title {
        font-size: 30px;
    }
}
/* ================================== */
/* RATE & TERMS SECTION DESIGN       */
/* ================================== */

.rate-section {
    padding: 120px 0;
    background: linear-gradient(180deg, #f4f9ff 0%, #ffffff 100%);
}

/* Header */
.section-tag {
    display: inline-block;
    background: #eaf3ff;
    color: #0b3c8a;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 14px;
    font-weight: 500;
}

.section-title {
    font-size: 40px;
    font-weight: 700;
    color: #0b3c8a;
    margin-top: 15px;
}

.section-title span {
    color: #0f6b3c;
}

.section-subtitle {
    margin-top: 15px;
    color: #555;
}

/* Rate Card */
.rate-card {
    background: #ffffff;
    padding: 40px;
    border-radius: 16px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
    transition: all 0.4s ease;
    position: relative;
    overflow: hidden;
}

.rate-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

/* Highlight Card */
.rate-card.highlight {
    background: linear-gradient(135deg, #0b3c8a, #0f6b3c);
    color: #fff;
}

.rate-card.highlight .rate-value {
    color: #f7931e;
}

/* Icon */
.rate-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #0b3c8a, #0f6b3c);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
    font-size: 22px;
    margin-bottom: 20px;
}

.rate-card.highlight .rate-icon {
    background: #ffffff;
    color: #0b3c8a;
}

/* Text */
.rate-card h4 {
    font-size: 20px;
    font-weight: 600;
    margin-bottom: 10px;
}

.rate-value {
    font-size: 22px;
    font-weight: 700;
    color: #0b3c8a;
    margin-bottom: 10px;
}

/* Responsive */
@media (max-width: 991px) {
    .section-title {
        font-size: 28px;
    }
}
/* =================================== */
/* PREMIUM FINTECH FOOTER - ADHAARNOW */
/* =================================== */

.site-footer {
    background: #0b1220;
    color: #cbd5e1;
    padding: 90px 0 0;
    position: relative;
    overflow: hidden;
}

/* Top Gradient Accent Line */
.site-footer::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, #0b3c8a, #0f6b3c, #f7931e);
}

/* Footer Brand */
.footer-logo {
    max-width: 200px;
    margin-bottom: 20px;
    
    border-radius: 20px;
     background: #fff;
}

.footer-brand p {
    font-size: 14px;
    line-height: 1.7;
    color: #94a3b8;
}

/* Titles */
.footer-title {
    color: #ffffff;
    font-weight: 600;
    margin-bottom: 20px;
    position: relative;
}

/* Title underline */
.footer-title::after {
    content: "";
    position: absolute;
    width: 30px;
    height: 2px;
    background: #f7931e;
    left: 0;
    bottom: -8px;
}

/* Links */
.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links li {
    margin-bottom: 12px;
}

.footer-links a {
    color: #94a3b8;
    text-decoration: none;
    font-size: 14px;
    transition: 0.3s ease;
    position: relative;
}

.footer-links a:hover {
    color: #ffffff;
    padding-left: 8px;
}

/* Contact Info */
.footer-address {
    font-size: 14px;
    color: #94a3b8;
    margin-bottom: 12px;
}

.footer-address i {
    color: #f7931e;
    margin-right: 8px;
}

/* Social Icons */
.footer-social {
    margin-top: 15px;
}

.footer-social a {
    display: inline-flex;
    width: 38px;
    height: 38px;
    align-items: center;
    justify-content: center;
    background: rgba(255,255,255,0.05);
    border-radius: 50%;
    margin-right: 10px;
    color: #ffffff;
    transition: 0.3s ease;
    font-size: 14px;
}

.footer-social a:hover {
    background: linear-gradient(135deg, #0b3c8a, #0f6b3c);
    transform: translateY(-3px);
}

/* City Links Section */
.city-links {
    padding: 25px 0;
    border-top: 1px solid rgba(255,255,255,0.05);
    border-bottom: 1px solid rgba(255,255,255,0.05);
}

.city-links a {
    color: #94a3b8;
    font-size: 13px;
    margin: 5px 10px;
    display: inline-block;
    transition: 0.3s ease;
}

.city-links a:hover {
    color: #f7931e;
}

/* Bottom Bar */
.footer-bottom {
    padding: 20px 0;
    background: #0a0f1c;
    margin-top: 30px;
}

.footer-bottom p {
    margin: 0;
    font-size: 14px;
    color: #94a3b8;
}

/* Responsive */
@media (max-width: 991px) {
    .site-footer {
        text-align: center;
    }

    .footer-title::after {
        left: 50%;
        transform: translateX(-50%);
    }

    .footer-social a {
        margin: 5px;
    }
}
/* ================================= */
/* FINTECH BREADCRUMB SECTION        */
/* ================================= */

.breadcrumb-section {
    position: relative;
    padding: 100px 0 80px;
    background: linear-gradient(135deg, #0b3c8a, #0f6b3c);
    text-align: center;
    color: #fff;
    overflow: hidden;
}

/* Subtle Pattern Overlay */
.breadcrumb-section::after {
    content: "";
    position: absolute;
    width: 100%;
    height: 100%;
    background-image:
        linear-gradient(rgba(255,255,255,0.05) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.05) 1px, transparent 1px);
    background-size: 40px 40px;
    top: 0;
    left: 0;
}

/* Content above overlay */
.breadcrumb-content {
    position: relative;
    z-index: 2;
}

/* Title */
.breadcrumb-title {
    font-size: 42px;
    font-weight: 700;
    margin-bottom: 15px;
}

/* Breadcrumb Links */
.breadcrumb {
    background: transparent;
    margin-bottom: 0;
}

.breadcrumb-item a {
    color: #f7931e;
    text-decoration: none;
    font-weight: 500;
}

.breadcrumb-item a:hover {
    text-decoration: underline;
}

.breadcrumb-item.active {
    color: #ffffff;
}

/* Divider color */
.breadcrumb-item + .breadcrumb-item::before {
    color: rgba(255,255,255,0.7);
}

/* Responsive */
@media (max-width: 991px) {
    .breadcrumb-section {
        padding: 70px 0 60px;
    }

    .breadcrumb-title {
        font-size: 28px;
    }
}
/* ================================= */
/* ABOUT SECTION - INSTANTPAYLOAN   */
/* ================================= */

.about-section {
    padding: 120px 0;
    background: linear-gradient(180deg, #ffffff 0%, #f4f9ff 100%);
    position: relative;
    overflow: hidden;
}

/* Decorative Soft Circle */
.about-section::before {
    content: "";
    position: absolute;
    width: 400px;
    height: 400px;
    background: #eaf3ff;
    border-radius: 50%;
    top: -150px;
    right: -150px;
    z-index: 0;
}

.about-section .container {
    position: relative;
    z-index: 2;
}

/* Badge */
.about-badge {
    display: inline-block;
    background: #eaf3ff;
    color: #0b3c8a;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 14px;
    margin-bottom: 20px;
    font-weight: 500;
}

/* Title */
.about-title {
    font-size: 42px;
    font-weight: 700;
    color: #0b3c8a;
    line-height: 1.3;
}

.about-title span {
    color: #0f6b3c;
}

/* Text */
.about-text {
    margin-top: 18px;
    font-size: 16px;
    color: #555;
    line-height: 1.7;
}

/* Feature List */
.about-features {
    margin-top: 25px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
}

.feature-item {
    background: #ffffff;
    padding: 10px 15px;
    border-left: 3px solid #f7931e;
    border-radius: 6px;
    font-size: 14px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.05);
}

/* Stats */
.about-stats {
    margin-top: 35px;
    display: flex;
    gap: 40px;
}

.about-stats h4 {
    font-size: 24px;
    color: #0b3c8a;
    margin-bottom: 5px;
}

.about-stats span {
    font-size: 14px;
    color: #666;
}

/* Image */
.about-image img {
    max-width: 100%;
    border-radius: 20px;
    box-shadow: 0 20px 50px rgba(0,0,0,0.1);
}

/* Responsive */
@media (max-width: 991px) {

    .about-section {
        text-align: center;
        padding: 80px 0;
    }

    .about-title {
        font-size: 28px;
    }

    .about-features {
        grid-template-columns: 1fr;
    }

    .about-stats {
        justify-content: center;
    }

    .about-image {
        margin-top: 40px;
    }
}
/* ================================= */
/* VISION & MISSION SECTION          */
/* ================================= */

.vision-mission-section {
    padding: 120px 0;
    background: #f8fbff;
    position: relative;
    overflow: hidden;
}

/* Soft decorative circle */
.vision-mission-section::before {
    content: "";
    position: absolute;
    width: 350px;
    height: 350px;
    background: #eaf3ff;
    border-radius: 50%;
    bottom: -120px;
    left: -120px;
    z-index: 0;
}

.vision-mission-section .container {
    position: relative;
    z-index: 2;
}

/* Header */
.section-tag {
    display: inline-block;
    background: #eaf3ff;
    color: #0b3c8a;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 14px;
    font-weight: 500;
}

.section-title {
    font-size: 40px;
    font-weight: 700;
    color: #0b3c8a;
    margin-top: 15px;
}

.section-title span {
    color: #0f6b3c;
}

.section-subtitle {
    margin-top: 15px;
    color: #555;
}

/* Cards */
.vm-card {
    background: #ffffff;
    padding: 50px 40px;
    border-radius: 18px;
    text-align: center;
    transition: 0.4s ease;
    box-shadow: 0 15px 40px rgba(0,0,0,0.06);
    position: relative;
    overflow: hidden;
}

/* Top gradient accent */
.vm-card::before {
    content: "";
    position: absolute;
    width: 100%;
    height: 4px;
    top: 0;
    left: 0;
    background: linear-gradient(90deg, #0b3c8a, #0f6b3c, #f7931e);
}

/* Icon */
.vm-icon {
    font-size: 40px;
    margin-bottom: 20px;
}

/* Headings */
.vm-card h3 {
    font-size: 22px;
    font-weight: 600;
    margin-bottom: 15px;
    color: #0b3c8a;
}

/* Text */
.vm-card p {
    font-size: 15px;
    color: #555;
    line-height: 1.7;
}

/* Hover effect */
.vm-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 25px 60px rgba(0,0,0,0.1);
}

/* Responsive */
@media (max-width: 991px) {

    .vision-mission-section {
        padding: 80px 0;
        text-align: center;
    }

    .section-title {
        font-size: 28px;
    }
}
/* ====================================== */
/* UNIQUE HORIZONTAL WAVE ZIPZAP DESIGN  */
/* ====================================== */

.how-unique {
    padding: 140px 0;
    background: linear-gradient(180deg, #ffffff, #f4f9ff);
    position: relative;
    overflow: hidden;
}

/* Header */
.unique-header h2 {
    font-size: 42px;
    font-weight: 700;
    color: #0b3c8a;
    margin-top: 15px;
}

.unique-header p {
    color: #555;
    margin-top: 10px;
}

.unique-tag {
    background: #eaf3ff;
    color: #0b3c8a;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 14px;
}

/* Step Container */
.unique-steps {
    margin-top: 80px;
    display: flex;
    justify-content: space-between;
    position: relative;
}

/* Animated Gradient Line */
.unique-steps::before {
    content: "";
    position: absolute;
    top: 50%;
    left: 5%;
    width: 90%;
    height: 6px;
    background: linear-gradient(90deg, #0b3c8a, #0f6b3c, #f7931e);
    border-radius: 10px;
    animation: flowLine 6s linear infinite;
}

@keyframes flowLine {
    0% { filter: hue-rotate(0deg); }
    100% { filter: hue-rotate(360deg); }
}

/* Step Cards */
.unique-step {
    width: 22%;
    background: #ffffff;
    padding: 30px 25px;
    border-radius: 18px;
    text-align: center;
    position: relative;
    box-shadow: 0 15px 40px rgba(0,0,0,0.06);
    transition: 0.4s ease;
}

/* ZigZag Effect */
.step-up {
    transform: translateY(-40px);
}

.step-down {
    transform: translateY(40px);
}

/* Badge */
.step-badge {
    width: 60px;
    height: 60px;
    margin: 0 auto 15px;
    background: linear-gradient(135deg, #0b3c8a, #0f6b3c);
    color: #fff;
    font-weight: 700;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    transition: 0.4s ease;
}

/* Hover Effects */
.unique-step:hover {
    transform: translateY(0px) scale(1.05);
    box-shadow: 0 25px 60px rgba(0,0,0,0.12);
}

.unique-step:hover .step-badge {
    background: linear-gradient(135deg, #f7931e, #ffb347);
}

/* Text */
.unique-step h4 {
    color: #0b3c8a;
    font-weight: 600;
    margin-bottom: 10px;
}

.unique-step p {
    font-size: 14px;
    color: #555;
}

/* Responsive */
@media (max-width: 991px) {

    .unique-steps {
        flex-direction: column;
        align-items: center;
    }

    .unique-steps::before {
        display: none;
    }

    .unique-step {
        width: 100%;
        margin-bottom: 40px;
        transform: translateY(0);
    }

    .unique-header h2 {
        font-size: 28px;
    }
}
/* ===================================== */
/* UNIQUE DIAGONAL FLOATING DESIGN      */
/* ===================================== */

.loan-diagonal-section {
    padding: 140px 0;
    background: #ffffff;
    position: relative;
    overflow: hidden;
}

/* Decorative Diagonal Background Shape */
.loan-diagonal-section::before {
    content: "";
    position: absolute;
    width: 120%;
    height: 400px;
    background: linear-gradient(135deg, #eaf3ff, #f4f9ff);
    top: 0;
    left: -10%;
    transform: rotate(-5deg);
    z-index: 0;
}

/* Header */
.diagonal-header {
    position: relative;
    z-index: 2;
}

.diagonal-header span {
    background: #eaf3ff;
    color: #0b3c8a;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 14px;
}

.diagonal-header h2 {
    font-size: 42px;
    font-weight: 700;
    margin-top: 20px;
    color: #0b3c8a;
}

.diagonal-header p {
    margin-top: 15px;
    color: #555;
    max-width: 650px;
    margin-left: auto;
    margin-right: auto;
}

/* Service Wrapper */
.diagonal-services {
    margin-top: 80px;
    position: relative;
    z-index: 2;
}

/* Floating Cards */
.diagonal-card {
    background: #ffffff;
    padding: 40px 45px;
    border-radius: 20px;
    margin-bottom: 50px;
    box-shadow: 0 20px 50px rgba(0,0,0,0.06);
    border-left: 5px solid #0b3c8a;
    transition: 0.4s ease;
    max-width: 85%;
}

/* Offset Alternate */
.diagonal-card.offset {
    margin-left: auto;
    border-left: 5px solid #f7931e;
}

/* Hover Effect */
.diagonal-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 30px 70px rgba(0,0,0,0.1);
}

/* Text */
.diagonal-card h3 {
    font-size: 22px;
    margin-bottom: 15px;
    color: #0b3c8a;
}

.diagonal-card p {
    font-size: 15px;
    line-height: 1.8;
    color: #555;
}

/* Responsive */
@media (max-width: 991px) {

    .diagonal-card,
    .diagonal-card.offset {
        max-width: 100%;
        margin-left: 0;
    }

    .diagonal-header h2 {
        font-size: 28px;
    }
}
/* About Section */

.ipl-about-section{
    padding:100px 0;
    background: linear-gradient(135deg,#f8fbff,#f4fff7);
    position:relative;
}

/* Badge */

.ipl-about-badge{
    background:#0B5ED7;
    color:white;
    padding:6px 18px;
    border-radius:30px;
    font-size:14px;
    display:inline-block;
    margin-bottom:20px;
}

/* Title */

.ipl-about-title{
    font-size:42px;
    font-weight:700;
    color:#1a1a1a;
    margin-bottom:20px;
}

.ipl-about-title span{
    color:#2E9E4A;
}

/* Text */

.ipl-about-text{
    font-size:16px;
    color:#555;
    line-height:1.8;
    margin-bottom:15px;
}

/* Feature Box */

.ipl-about-features{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:15px;
    margin-top:30px;
}

.ipl-feature-box{
    background:white;
    padding:14px 18px;
    border-radius:10px;
    font-size:15px;
    font-weight:500;
    box-shadow:0 5px 20px rgba(0,0,0,0.08);
    border-left:4px solid #F7941D;
    transition:.3s;
}

.ipl-feature-box:hover{
    transform:translateY(-4px);
    box-shadow:0 8px 25px rgba(0,0,0,0.12);
}

/* Image */

.ipl-about-image img{
    max-width:90%;
}
/* Contact Section */

.ipl-contact-section{
    padding:100px 0;
    background:#f8fbff;
}

/* Heading */

.ipl-contact-badge{
    background:#0B5ED7;
    color:#fff;
    padding:6px 18px;
    border-radius:30px;
    font-size:14px;
}

.ipl-contact-title{
    font-size:40px;
    font-weight:700;
    margin-top:15px;
}

.ipl-contact-sub{
    color:#666;
}

/* Form Box */

.ipl-contact-form-box{
    background:#fff;
    padding:40px;
    border-radius:15px;
    box-shadow:0 10px 30px rgba(0,0,0,0.08);
}

/* Inputs */

.ipl-input{
    border-radius:8px;
    padding:12px;
    border:1px solid #ddd;
}

.ipl-input:focus{
    border-color:#0B5ED7;
    box-shadow:none;
}

/* Button */

.ipl-contact-btn{
    background:linear-gradient(45deg,#0B5ED7,#2E9E4A);
    color:#fff;
    border:none;
    padding:12px 30px;
    border-radius:30px;
    font-weight:600;
    transition:.3s;
}

.ipl-contact-btn:hover{
    background:linear-gradient(45deg,#2E9E4A,#F7941D);
}

/* Contact Info */

.ipl-contact-info{
    padding-left:30px;
}

.ipl-info-box{
    display:flex;
    align-items:center;
    background:#fff;
    padding:20px;
    margin-bottom:20px;
    border-radius:12px;
    box-shadow:0 5px 20px rgba(0,0,0,0.08);
}

.ipl-info-icon{
    font-size:24px;
    margin-right:15px;
    color:#F7941D;
}
/* How It Works Section */

.ipl-how-section{
    padding:100px 0;
    background:linear-gradient(135deg,#f8fbff,#f3fff6);
    position:relative;
}

/* Badge */

.ipl-how-badge{
    background:#0B5ED7;
    color:#fff;
    padding:6px 18px;
    border-radius:30px;
    font-size:14px;
}

/* Title */

.ipl-how-title{
    font-size:40px;
    font-weight:700;
    margin-top:15px;
}

.ipl-how-sub{
    color:#666;
}

/* Step Cards */

.ipl-step-card{
    background:#fff;
    padding:40px 25px;
    border-radius:15px;
    text-align:center;
    position:relative;
    box-shadow:0 10px 30px rgba(0,0,0,0.08);
    transition:.4s;
    margin-bottom:30px;
}

.ipl-step-card:hover{
    transform:translateY(-10px);
}

/* Step Number */

.ipl-step-number{
    position:absolute;
    top:-15px;
    right:-15px;
    background:#F7941D;
    color:#fff;
    width:45px;
    height:45px;
    border-radius:50%;
    font-weight:700;
    display:flex;
    align-items:center;
    justify-content:center;
}

/* Icon */

.ipl-step-icon{
    font-size:40px;
    margin-bottom:20px;
    color:#2E9E4A;
}

/* Text */

.ipl-step-card h4{
    font-weight:600;
    margin-bottom:10px;
}

.ipl-step-card p{
    color:#666;
    font-size:15px;
}

/* Connecting Line */

.ipl-how-wrapper{
    position:relative;
}

.ipl-how-wrapper::before{
    content:"";
    position:absolute;
    top:50%;
    left:5%;
    width:90%;
    height:2px;
    background:linear-gradient(90deg,#0B5ED7,#2E9E4A,#F7941D);
    z-index:0;
}
/* Rates Section */

.ipl-rates-section{
    padding:100px 0;
    background:#f8fbff;
}

/* Badge */

.ipl-rates-badge{
    background:#0B5ED7;
    color:#fff;
    padding:6px 18px;
    border-radius:30px;
    font-size:14px;
}

/* Title */

.ipl-rates-title{
    font-size:40px;
    font-weight:700;
    margin-top:15px;
}

.ipl-rates-sub{
    color:#666;
}

/* Rate Cards */

.ipl-rate-card{
    background:#fff;
    padding:30px 20px;
    border-radius:15px;
    text-align:center;
    margin-bottom:25px;
    box-shadow:0 10px 30px rgba(0,0,0,0.08);
    transition:.4s;
}

.ipl-rate-card:hover{
    transform:translateY(-8px);
}

/* Icon */

.ipl-rate-icon{
    font-size:35px;
    margin-bottom:15px;
    color:#2E9E4A;
}

/* Heading */

.ipl-rate-card h4{
    font-weight:600;
    margin-bottom:10px;
}

/* Text */

.ipl-rate-card p{
    color:#666;
    font-size:15px;
}
/* Apply Section */

.ipl-apply-section{
padding:100px 0;
background:linear-gradient(135deg,#f8fbff,#f3fff6);
}

/* Heading */

.ipl-apply-badge{
background:#0B5ED7;
color:#fff;
padding:8px 20px;
border-radius:30px;
font-size:14px;
display:inline-block;
}

.ipl-apply-title{
font-size:42px;
font-weight:700;
margin-top:15px;
}

.ipl-apply-sub{
color:#666;
}

/* Form Box */

.ipl-apply-form-box{
background:#fff;
padding:50px;
border-radius:18px;
box-shadow:0 20px 40px rgba(0,0,0,0.08);
}

/* Form Heading */

.ipl-form-heading{
font-size:20px;
font-weight:600;
margin:30px 0 15px;
border-left:4px solid #F7941D;
padding-left:10px;
}

/* Inputs */

.ipl-input{
height:48px;
border-radius:8px;
border:1px solid #ddd;
margin-bottom:20px;
}

.ipl-input:focus{
border-color:#0B5ED7;
box-shadow:none;
}

/* Consent */

.ipl-consent-box{
background:#f9f9f9;
padding:15px;
border-radius:10px;
font-size:14px;
margin-top:10px;
}

/* Button */

.ipl-apply-btn{
background:linear-gradient(45deg,#0B5ED7,#2E9E4A);
color:#fff;
border:none;
padding:14px 40px;
font-weight:600;
border-radius:40px;
margin-top:25px;
transition:.3s;
}

.ipl-apply-btn:hover{
background:linear-gradient(45deg,#2E9E4A,#F7941D);
}
.ipl-apr-section{
padding:100px 0;
background:linear-gradient(135deg,#f7fbff,#f2fff6);
}

.ipl-apr-badge{
background:#0B5ED7;
color:white;
padding:6px 18px;
border-radius:30px;
font-size:14px;
}

.ipl-apr-title{
font-size:42px;
font-weight:700;
margin-top:10px;
}

.ipl-apr-sub{
color:#666;
}

.ipl-apr-box{
background:#fff;
padding:40px;
border-radius:18px;
box-shadow:0 20px 40px rgba(0,0,0,0.08);
}

.apr-input{
height:48px;
border-radius:8px;
margin-top:10px;
margin-bottom:10px;
}

.apr-slider{
width:100%;
margin-top:10px;
accent-color:#2E9E4A;
}

.apr-result-box{
background:#f9f9f9;
padding:30px;
border-radius:12px;
text-align:center;
}

.apr-result-box h3{
color:#0B5ED7;
font-weight:700;
}
.ipl-disclaimer-section{
padding:100px 0;
background:#f8fbff;
}

.ipl-disclaimer-badge{
background:#0B5ED7;
color:#fff;
padding:6px 18px;
border-radius:30px;
font-size:14px;
}

.ipl-disclaimer-title{
font-size:40px;
font-weight:700;
margin-top:15px;
}

.ipl-disclaimer-sub{
color:#666;
}

.ipl-disclaimer-box{
background:#fff;
padding:40px;
border-radius:15px;
box-shadow:0 15px 35px rgba(0,0,0,0.08);
}

.ipl-disclaimer-list{
list-style:none;
padding-left:0;
}

.ipl-disclaimer-list li{
padding:12px 0;
border-bottom:1px solid #eee;
font-size:15px;
line-height:1.7;
position:relative;
padding-left:30px;
}

.ipl-disclaimer-list li::before{
content:"✔";
position:absolute;
left:0;
color:#2E9E4A;
font-weight:bold;
}
.ipl-faq-section{
padding:100px 0;
background:linear-gradient(135deg,#f7fbff,#f2fff6);
}

.ipl-faq-badge{
background:#0B5ED7;
color:#fff;
padding:6px 18px;
border-radius:30px;
font-size:14px;
}

.ipl-faq-title{
font-size:40px;
font-weight:700;
margin-top:15px;
}

.ipl-faq-sub{
color:#666;
}

.ipl-faq-accordion .accordion-item{
border:none;
margin-bottom:15px;
border-radius:10px;
overflow:hidden;
box-shadow:0 10px 25px rgba(0,0,0,0.08);
}

.ipl-faq-accordion .accordion-button{
font-weight:600;
padding:18px;
}

.ipl-faq-accordion .accordion-button:not(.collapsed){
background:#0B5ED7;
color:#fff;
}

.accordion-body{
line-height:1.7;
color:#555;
}
.ipl-privacy-section{
padding:100px 0;
background:#f8fbff;
}

.ipl-privacy-badge{
background:#0B5ED7;
color:#fff;
padding:6px 18px;
border-radius:30px;
font-size:14px;
}

.ipl-privacy-title{
font-size:42px;
font-weight:700;
margin-top:15px;
}

.ipl-privacy-sub{
color:#666;
}

.ipl-privacy-box{
background:#fff;
padding:40px;
border-radius:15px;
box-shadow:0 15px 35px rgba(0,0,0,0.08);
}

.ipl-privacy-box h4{
margin-top:25px;
font-weight:600;
}

.ipl-privacy-box p{
color:#555;
line-height:1.8;
}
.ipl-terms-section{
padding:100px 0;
background:#f8fbff;
}

.ipl-terms-badge{
background:#0B5ED7;
color:#fff;
padding:6px 18px;
border-radius:30px;
font-size:14px;
}

.ipl-terms-title{
font-size:42px;
font-weight:700;
margin-top:15px;
}

.ipl-terms-sub{
color:#666;
}

.ipl-terms-box{
background:#fff;
padding:40px;
border-radius:15px;
box-shadow:0 15px 35px rgba(0,0,0,0.08);
}

.ipl-terms-box h4{
margin-top:25px;
font-weight:600;
}

.ipl-terms-box p{
color:#555;
line-height:1.8;
}
.ipl-refund-section{
padding:100px 0;
background:#f8fbff;
}

.ipl-refund-badge{
background:#0B5ED7;
color:#fff;
padding:6px 18px;
border-radius:30px;
font-size:14px;
}

.ipl-refund-title{
font-size:42px;
font-weight:700;
margin-top:15px;
}

.ipl-refund-sub{
color:#666;
}

.ipl-refund-box{
background:#fff;
padding:40px;
border-radius:15px;
box-shadow:0 15px 35px rgba(0,0,0,0.08);
}

.ipl-refund-box h4{
margin-top:25px;
font-weight:600;
}

.ipl-refund-box p{
color:#555;
line-height:1.8;
}
.ipl-repay-section{
padding:100px 0;
background:linear-gradient(135deg,#f8fbff,#f3fff6);
}

.ipl-repay-badge{
background:#0B5ED7;
color:#fff;
padding:6px 18px;
border-radius:30px;
font-size:14px;
}

.ipl-repay-title{
font-size:42px;
font-weight:700;
margin-top:15px;
}

.ipl-repay-sub{
color:#666;
}

.ipl-repay-box{
background:#fff;
padding:40px;
border-radius:18px;
box-shadow:0 20px 40px rgba(0,0,0,0.08);
}

/* Inputs */

.repay-input{
height:48px;
border-radius:8px;
border:1px solid #ddd;
margin-bottom:20px;
}

.repay-input:focus{
border-color:#0B5ED7;
box-shadow:none;
}

/* Summary */

.repay-summary{
background:#f9f9f9;
padding:25px;
border-radius:12px;
margin-top:10px;
}

.repay-item{
display:flex;
justify-content:space-between;
margin-bottom:10px;
font-size:15px;
}

.repay-item.highlight{
font-weight:700;
color:#0B5ED7;
font-size:18px;
}

/* Button */

.ipl-repay-btn{
background:linear-gradient(45deg,#0B5ED7,#2E9E4A);
color:#fff;
border:none;
padding:14px 40px;
border-radius:40px;
font-weight:600;
margin-top:20px;
transition:0.3s;
}

.ipl-repay-btn:hover{
background:linear-gradient(45deg,#2E9E4A,#F7941D);
}
.ipl-security-section{
padding:80px 0;
background:#fff7f7;
}

.ipl-security-box{
background:#fff;
padding:40px;
border-radius:15px;
box-shadow:0 15px 35px rgba(0,0,0,0.08);
border-left:6px solid #ff3b3b;
text-align:center;
}

.ipl-security-icon{
font-size:40px;
margin-bottom:15px;
}

.ipl-security-title{
color:#d60000;
font-weight:700;
margin-bottom:20px;
}

.ipl-security-box p{
color:#555;
line-height:1.8;
margin-bottom:15px;
}

.ipl-security-contact{
margin-top:20px;
font-size:16px;
}

.ipl-security-contact a{
color:#0B5ED7;
font-weight:600;
text-decoration:none;
}
.ipl-rates-section{
padding:100px 0;
background:linear-gradient(135deg,#f8fbff,#f4fff7);
}

.ipl-rates-badge{
background:#0B5ED7;
color:#fff;
padding:6px 18px;
border-radius:30px;
font-size:14px;
}

.ipl-rates-title{
font-size:42px;
font-weight:700;
margin-top:10px;
}

.ipl-rates-sub{
color:#666;
}

.ipl-rate-card{
background:#fff;
padding:30px;
border-radius:15px;
text-align:center;
box-shadow:0 15px 35px rgba(0,0,0,0.08);
transition:0.3s;
margin-bottom:30px;
}

.ipl-rate-card:hover{
transform:translateY(-8px);
}

.ipl-rate-icon{
font-size:36px;
margin-bottom:15px;
color:#2E9E4A;
}

.ipl-rate-card h4{
font-weight:600;
margin-bottom:10px;
}

.ipl-rate-card p{
color:#555;
line-height:1.6;
}
.ipl-apr-info-section{
padding:100px 0;
background:linear-gradient(135deg,#f8fbff,#f4fff7);
}

.ipl-apr-badge{
background:#0B5ED7;
color:#fff;
padding:6px 18px;
border-radius:30px;
font-size:14px;
}

.ipl-apr-title{
font-size:42px;
font-weight:700;
margin-top:10px;
}

.ipl-apr-sub{
color:#666;
}

.ipl-apr-card{
background:#fff;
padding:35px;
border-radius:15px;
box-shadow:0 15px 35px rgba(0,0,0,0.08);
margin-bottom:30px;
transition:0.3s;
}

.ipl-apr-card:hover{
transform:translateY(-8px);
}

.ipl-apr-card h3{
font-weight:600;
margin-bottom:15px;
}

.ipl-apr-card p{
color:#555;
line-height:1.7;
}
.ipl-payment-example-section{
padding:100px 0;
background:#f8fbff;
}

.ipl-example-badge{
background:#0B5ED7;
color:#fff;
padding:6px 18px;
border-radius:30px;
font-size:14px;
}

.ipl-example-title{
font-size:42px;
font-weight:700;
margin-top:10px;
}

.ipl-example-sub{
color:#666;
}

.ipl-example-box{
background:#fff;
padding:35px;
border-radius:15px;
box-shadow:0 15px 35px rgba(0,0,0,0.08);
}

.ipl-example-table{
text-align:center;
border-collapse:collapse;
}

.ipl-example-table th{
background:#0B5ED7;
color:#fff;
padding:12px;
}

.ipl-example-table td{
padding:12px;
border:1px solid #eee;
}

.ipl-example-table .highlight{
font-weight:700;
color:#2E9E4A;
}
.ipl-loan-steps-section{
padding:100px 0;
background:linear-gradient(135deg,#f8fbff,#f3fff6);
}

.ipl-steps-badge{
background:#0B5ED7;
color:#fff;
padding:6px 18px;
border-radius:30px;
font-size:14px;
}

.ipl-steps-title{
font-size:42px;
font-weight:700;
margin-top:10px;
}

.ipl-steps-sub{
color:#666;
}

.ipl-step-card{
background:#fff;
padding:30px;
border-radius:15px;
text-align:center;
box-shadow:0 15px 35px rgba(0,0,0,0.08);
position:relative;
transition:0.3s;
margin-bottom:30px;
}

.ipl-step-card:hover{
transform:translateY(-8px);
}

.ipl-step-icon{
font-size:36px;
margin-bottom:15px;
color:#2E9E4A;
}

.ipl-step-card h4{
font-weight:600;
margin-bottom:10px;
}

.ipl-step-card p{
color:#555;
line-height:1.6;
}

.ipl-step-number{
position:absolute;
top:-15px;
right:-15px;
background:#F7941D;
color:#fff;
width:40px;
height:40px;
display:flex;
align-items:center;
justify-content:center;
border-radius:50%;
font-weight:700;
}
/* ===============================
   UNIQUE FINTECH LOAN FORM DESIGN
================================ */

/* ===============================
   UNIQUE FINTECH LOAN FORM DESIGN
================================ */

.pmart-section{
    padding:90px 0;
    background: radial-gradient(circle at top left,#1a2a6c,#b21f1f,#fdbb2d);
    background-size:300% 300%;
    animation: gradientMove 12s ease infinite;
}

@keyframes gradientMove{
    0%{background-position:0% 50%;}
    50%{background-position:100% 50%;}
    100%{background-position:0% 50%;}
}

/* Heading */

.pmart-heading{
    text-align:center;
    margin-bottom:45px;
    color:#fff;
}

.pmart-subtitle{
    background:rgba(255,255,255,0.2);
    padding:10px 20px;
    border-radius:40px;
    backdrop-filter:blur(10px);
    font-weight:600;
    display:inline-block;
    color:#fff;
}

.pmart-heading h3{
    font-size:34px;
    font-weight:700;
    margin-top:15px;
}

/* Glass Form Card */

.pmart-form-card{
    background:rgba(255,255,255,0.95);
    border-radius:18px;
    padding:50px;
    backdrop-filter:blur(15px);
    box-shadow:0 25px 60px rgba(0,0,0,0.25);
    position:relative;
    overflow:hidden;
}

/* glowing border */

.pmart-form-card:before{
    content:"";
    position:absolute;
    inset:-2px;
    background:linear-gradient(45deg,#00f2ff,#ff00ea,#00f2ff);
    z-index:-1;
    filter:blur(20px);
    opacity:0.6;
}

/* Labels */

.form-label{
    font-weight:600;
    color:#333;
    font-size:14px;
}

/* Inputs */

.pmart-input,
.pmart-select{
    height:50px;
    border-radius:10px;
    border:1px solid #e4e7f0;
    padding:10px 15px;
    font-size:14px;
    transition:all .3s ease;
    background:#f9fbff;
}

/* unique focus */

.pmart-input:focus,
.pmart-select:focus{
    border-color:#6a11cb;
    background:#fff;
    box-shadow:0 0 0 4px rgba(106,17,203,0.15);
}

/* Consent */

.pmart-consent{
    background:linear-gradient(135deg,#f5f7ff,#eef2ff);
    padding:22px;
    border-radius:12px;
    border:1px dashed #cfd6ff;
}

.pmart-consent ul{
    padding-left:18px;
    margin-top:10px;
}

.pmart-consent li{
    font-size:14px;
    margin-bottom:4px;
}

/* Premium Button */

.pmart-btn{
    background:linear-gradient(135deg,#6a11cb,#2575fc);
    border:none;
    padding:14px 45px;
    border-radius:50px;
    font-size:16px;
    font-weight:600;
    color:#fff;
    letter-spacing:.5px;
    transition:all .35s ease;
    box-shadow:0 15px 35px rgba(0,0,0,0.2);
}

/* glowing hover */

.pmart-btn:hover{
    transform:translateY(-3px) scale(1.02);
    box-shadow:0 20px 45px rgba(0,0,0,0.3);
}

/* responsive */

@media(max-width:768px){

.pmart-form-card{
padding:30px;
}

.pmart-heading h3{
font-size:24px;
}

}
/* =========================
   THANK YOU SECTION
========================= */

.thankyou-section{
padding:100px 0;
background:linear-gradient(135deg,#f6f9ff,#ffffff);
}

/* card */

.thankyou-card{
background:#ffffff;
padding:60px 50px;
border-radius:18px;
box-shadow:0 20px 50px rgba(0,0,0,0.08);
border-top:6px solid #1fa24a;
position:relative;
overflow:hidden;
}

/* decorative circle */

.thankyou-card:before{
content:"";
position:absolute;
width:180px;
height:180px;
background:#0a4da2;
opacity:0.05;
border-radius:50%;
top:-60px;
right:-60px;
}

/* success icon */

.success-icon{
width:90px;
height:90px;
background:linear-gradient(135deg,#1fa24a,#0a4da2);
color:#fff;
font-size:40px;
display:flex;
align-items:center;
justify-content:center;
border-radius:50%;
margin:auto;
margin-bottom:25px;
box-shadow:0 10px 25px rgba(0,0,0,0.15);
}

/* title */

.thankyou-card h2{
font-weight:700;
color:#0a4da2;
margin-bottom:15px;
}

/* message */

.thank-text{
font-size:16px;
color:#555;
line-height:1.7;
margin-bottom:25px;
}

/* info box */

.thank-info{
background:#f5f9ff;
padding:18px;
border-radius:10px;
margin-bottom:30px;
}

.thank-info p{
margin:6px 0;
font-weight:500;
color:#333;
}

/* button */

.thank-btn{
display:inline-block;
background:linear-gradient(135deg,#0a4da2,#1fa24a);
color:#fff;
padding:12px 35px;
border-radius:40px;
text-decoration:none;
font-weight:600;
transition:.3s;
}

.thank-btn:hover{
background:linear-gradient(135deg,#1fa24a,#ff8a00);
color:#fff;
transform:translateY(-2px);
}