You are requested never to pay our representatives either in cash or into their personal accounts. As a digital loan platform, we strongly discourage any form of cash payments. All loan repayments and related transactions must be made only through our official payment channels provided on the website or application.
Our representatives are not authorized to collect payments in cash or receive money in their personal bank accounts. If you make any payment in cash or to an individual's personal account, it will not be considered as a valid loan repayment and the company will not be responsible for such transactions.
If any person claiming to represent our company asks for commission, service charges, or personal payments in your city or from our head office in Delhi, please do not entertain such requests. Immediately report the incident to our official support team so appropriate action can be taken.
Transparent loan pricing with no hidden fees. Below are the standard rates and charges applicable to short-term personal loans.
Minimum loan amount ₹5,000 and maximum loan amount up to ₹1,00,000 depending on eligibility and credit profile.
Loan repayment tenure ranges between 61 days to 180 days depending on the selected loan plan.
Interest rate may go up to 1% per day depending on the borrower’s credit profile and loan tenure.
Annual Percentage Rate (APR) may go up to 375% per annum including interest and processing charges.
Processing fee may be charged up to 10% of the loan amount along with applicable GST.
Borrowers may repay the loan before the due date without any prepayment or foreclosure charges.
A bounce charge of ₹1,000 may apply for failed auto-debit or payment attempts.
Approved loan amount is transferred directly to the borrower’s bank account after verification.
Learn how Annual Percentage Rate (APR) works and how loan charges are calculated.
Annual Percentage Rate (APR) is determined based on several factors including your credit score, the amount you wish to borrow, and your income stability. These factors help lenders assess the level of risk associated with the loan application.
Generally, applicants with a higher CIBIL score and strong repayment history may qualify for lower interest rates. On the other hand, borrowers with a lower credit score may receive higher APR due to increased credit risk.
However, our platform offers a fixed APR structure which ensures transparency and fairness. This means the same APR structure is applied to all eligible borrowers regardless of their profile.
APR represents the total yearly cost of borrowing funds. It includes the interest rate along with additional charges such as processing fees and other administrative costs associated with the loan.
This percentage helps borrowers clearly understand the complete cost of their loan and compare different financial products from various lenders. APR provides transparency by showing the actual cost of borrowing over a year.
Our platform offers loans with a fixed APR that may go up to 375% per annum depending on the loan structure and applicable charges.
Below is a representative example showing how loan charges, interest, and repayment amounts are calculated.
| Loan Amount | APR | Tenure | Interest Rate | Interest Amount | Processing Fee | GST (Processing Fee) | Net Disbursed | Total Repayment |
|---|---|---|---|---|---|---|---|---|
| ₹15,000 | 375% | 61 Days | 1% per day | ₹4,500 | 10% | ₹270 | ₹13,230 | ₹19,500 |
Apply for your loan in just a few simple steps. Our fast and secure digital process ensures quick approval and instant disbursement.
Fill out the online loan application form with your personal and financial details.
01Submit required documents such as PAN card, Aadhaar card and bank details for verification.
02Our system quickly verifies your application and provides instant loan approval.
03Once approved, the loan amount is transferred directly to your bank account.
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