Please read the following information carefully before applying for any loan on our platform.
All loan applications are subject to eligibility verification, credit assessment, and approval
based on the applicant’s profile and internal risk policies.
Loan approval, loan amount, interest rate, and tenure depend on several factors including
credit history, repayment capacity, employment stability, and verification results.
Interest rates, processing fees, and other applicable charges will be clearly disclosed to
borrowers before loan disbursement.
APR (Annual Percentage Rate) includes interest charges, processing fees, and other applicable
costs associated with the loan.
The loan disbursement amount may be lower than the approved loan amount due to deductions
such as processing fees, GST, and other applicable charges.
Failure to repay the loan on time may lead to additional late payment charges and may impact
the borrower’s credit score.
We do not request or accept any payments in cash or through personal accounts of employees or
representatives.
Applicants are advised to make all payments only through official payment channels provided
by the platform.
Sharing personal information such as PAN, Aadhaar, bank details, and KYC documents is required
only for verification and loan processing purposes.
By submitting the loan application, the applicant agrees to credit bureau checks including
CIBIL and other authorized financial verification agencies.
The platform reserves the right to modify loan terms, eligibility criteria, and policies
without prior notice as per regulatory requirements.
All disputes arising from loan transactions will be subject to the jurisdiction of the
appropriate courts in India.